The Need of Dental Insurance Plan in India-Survey
INTRODUCTION: Practically in every developed country, dental insurance is available to a large number of people. It reimburses a percentage of dental visits and other dental treatment providers. Dental hygiene is an essential component of our daily lives. In most industrialized nations, dental insurance is one of the most common type of medical insurance, but not in India. Dental insurance shields consumers from the financial strains that come with unexpected dental expenses. If dental insurance were available, more people would seek dental care, reducing the hardening of dental disease and future costs for expensive dental treatment. If and when dental insurance is provided, it will have a favorable influence on people's attitudes toward dental care. The availability of dental insurance will help to improve oral health. Dental insurance will encourage patients to take better care of their teeth, resulting in improved oral health. AIM AND OBJECTIVES: To formulate & introduce a comprehensive dental insurance plan in India. To evaluate people’s & dentist’s view on need of dental insurance in India. MATERIALS AND METHOD: Online questionnaire based, cross sectional study, conducted between 1st January 2022 to 30th January 2022, data was collected by filling the online questionnaire form from dentists & patients. RESULT: There is demand & need for comprehensive dental insurance plan in India. CONCLUSION: Government should provide dental insurance as part of general health care insurance to promote oral hygiene and dental field, also leading to control of the oral disease burden in India.
Gambhir RS, Brar P, Singh G, Sofat A, Kakar H. Utilization of dental care: An Indian outlook. J Nat Sci Biol Med. 2013;4(2):292-7. https://doi.org/10.4103/0976-9668.116972.
Raju HG. Oral Health Insurance In India. Ann Essences Dent. 2010;2(4):208-10.
Sivapathasundharam B. Dental education in India. Indian J Dent Res 2007;18:93. https://doi.org/10.4103/0970-9290.33782
Seltenheim J, Foley JP, Garcia GM, Inge R, Ireland EF. National Association of Dental Plans comments on Interim Recommendations, Citizens’ Health Care Working Group. 2006. Available from:
www.nadp.org [Last cited on 26 Jan 2022]
ICICI Bank | NRI [Internet]. Available from: https://www.icicibank.com/nri-banking/money_transfer/usa/popup-disclaimer/terms-n-conditions.page?/icicibank /insurance/healthadvantageinro.htm. [Last cited on 26 Jan 2022]
Apollo Munich Health Insurance Network Hospitals List [Internet]. Available from: https://www.bankbazaar.com/health-insurance/network-hospitals-list/apollo-munich.html [Last cited on 26 Jan 2022]
Yadav DP, Kaur DB, Srivastava DR. Oral Health Disparities: Review. IOSR J Dent Med Sci. 2014;13(9):69–72.
Bhawan N, Delhi N. Directorate General of Health Services Ministry of Health & Family Welfare. 2021.
Balaji SM. Burden of oral diseases in India: Where are we? Indian J Dent Res. 2017;28(4):354.
Kothia NR, Bommireddy VS, Devaki T, Vinnakota NR, Ravoori S, Sanikommu S, Pachava S. Assessment of the Status of National Oral Health Policy in India. Int J Health Policy Manag. 2015 Jul 26;4(9):575-81. https://doi.org/10.15171/ijhpm.2015.137.
Kishor N. Public health implications of oral health-inequity in India. J Adv Dent Res Rev Artic All Right Res J Adv Dent Res. 2010.
Suri V, Bansal M, Kalra T. Dental Health Insurance in India: Need of the Hour! Int Healthc Res J. 2017 Dec 10;1(9):265–9.
Gambhir R, Gupta T. Need for oral health policy in India. Ann Med Health Sci Res. 2016;6(1):50.
Copyright (c) 2022 Saurabh Ingole et al.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.